Begin by determining what you can comfortably afford: consider both the total price and monthly payments. It's important to focus on the full cost, not just the monthly rate. Getting pre-approved for financing from your bank or credit union can provide leverage when negotiating with us.

When it comes to buying a used car, the questions you ask can make all the difference between a confident purchase and one filled with uncertainty. A dealership or private seller should be willing to provide full transparency, and if they hesitate, that's a sign to proceed with caution.

Ensure you inquire about:

• How many previous owners?
• Reasons for selling
• Maintenance records, both minor and major repairs
• Warranty or return policies, especially on CPO models
• If financing is through the dealer or externally, external pre-approval may offer better rates

By taking the time to ask these key questions, you'll gain insight into the vehicle's history, reliability, and overall value.

Walk through the vehicle with a keen eye: look for dents, mismatched paint, rust, interior wear, and any fluid leaks.

It's also recommended to have a trusted, independent mechanic conduct a pre-purchase inspection. This unbiased evaluation assesses structural, engine, electronic systems, and safety equipment, helping to uncover hidden issues before purchase.

It's easy to fall for a car that looks perfect on paper or one that "feels right," but high-pressure emotions can lead to regrettable decisions. Instead, rely on the facts: reviews, reliability ratings, maintenance history, and value. Stay objective, ask questions, and bring a friend if needed.